Welcome to Delinquency Spotter. This tour will set filters of the visualization to look for strategic defaulters during the financial crisis.
Most strategic defaulting occured in loans that were originated from 2007 Q1 to 2008 Q4
Usually strategic defaulters have a FICO range above 750+
Typically LTV ratios of strategic defaulters range between 0-80
Generally DTI ratios of strategic defaulters range between 0-30
Using the "update" button we can refresh the results based on the filters we set. Feel free to explore the strategic defaulters and change the filters to learn more.