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  1. Strategic Defaulters

    Welcome to Delinquency Spotter. This tour will set filters of the visualization to look for strategic defaulters during the financial crisis.

  2. Timeframe

    Most strategic defaulting occured in loans that were originated from 2007 Q1 to 2008 Q4

  3. FICO Score

    Usually strategic defaulters have a FICO range above 750+

  4. Loan-to-Value Ratio

    Typically LTV ratios of strategic defaulters range between 0-80

  5. Debt-to-Income Ratio

    Generally DTI ratios of strategic defaulters range between 0-30

  6. Update

    Using the "update" button we can refresh the results based on the filters we set. Feel free to explore the strategic defaulters and change the filters to learn more.

Attribution Information

Frameworks

Leaflet

Map Data

© OpenStreetMap contributors, CC-BY-SA, Imagery © Mapbox

Loan Data

© Fannie Mae and © Freddie Mac where appropriate


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